Best Budgeting & Money Management Books of 2025

Wilson Cook Avatar
Wilson Cook
Last Updated: May 10, 2023

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Budgeting and money management are crucial skills to master for anyone looking to achieve financial success. There are a plethora of books available on the market that can help individuals learn how to budget effectively and manage their money wisely. Some popular titles include "The Total Money Makeover" by Dave Ramsey, "Your Money or Your Life" by Vicki Robin and Joe Dominguez, and "Rich Dad Poor Dad" by Robert Kiyosaki. These books offer practical advice, tips, and strategies that can help readers take control of their finances and achieve their financial goals. Whether you're a beginner or a seasoned pro, there's a budgeting and money management book out there for you.

At a Glance: Our Top Picks

The Psychology of Money: Timeless lessons on wealth, greed, and happiness Cover #TOP 1
The Psychology of Money: Timeless lessons on wealth, greed, and happiness
ftb score rating icon 9.9
Think and Grow Rich: The Landmark Bestseller Now Revised and Updated for the 21st Century (Think and Grow Rich Series) Cover #TOP 2
Think and Grow Rich: The Landmark Bestseller Now Revised and Updated for the 21st Century (Think and Grow Rich Series)
ftb score rating icon 9.8
The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness Cover #TOP 3
The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
ftb score rating icon 9.6

Top 10 Budgeting & Money Management Books

The Psychology of Money: Timeless lessons on wealth, greed, and happiness

Housel, Morgan
Harriman House
Sep 8, 2020
The Psychology of Money: Timeless lessons on wealth, greed, and happiness Cover
The Psychology of Money: Timeless lessons on wealth, greed, and happiness

The Psychology of Money by Morgan Housel is a must-read book for anyone interested in understanding the complex ways people think about money. Through 19 short stories, Housel explores the behavioral aspects of personal finance, investing, and business decisions, giving readers valuable insights on how to make better financial choices. The book is easy to read, yet filled with practical takeaways that can help readers become better with money. This book is one of the best and most original finance books in years, and everyone should own a copy.

Think and Grow Rich: The Landmark Bestseller Now Revised and Updated for the 21st Century (Think and Grow Rich Series)

Napoleon Hill
Arthur R. Pell
TarcherPerigee
May 10, 2023
Think and Grow Rich: The Landmark Bestseller Now Revised and Updated for the 21st Century (Think and Grow Rich Series) Cover
Think and Grow Rich: The Landmark Bestseller Now Revised and Updated for the 21st Century (Think and Grow Rich Series)

Think and Grow Rich by Napoleon Hill is a motivational self-help book that has been inspiring readers for over 80 years. The book explores the philosophy of success and shares the stories of successful people like Andrew Carnegie, Thomas Edison, and Henry Ford. In the updated version, Arthur R. Pell shares the success stories of contemporary millionaires and billionaires, making it relevant for today's readers. With 15 million copies sold worldwide, Think and Grow Rich is a timeless classic that sets the standard for motivational thinking. Highly recommended for anyone looking to achieve success in their personal or professional life.

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

Ramsey, Dave
Thomas Nelson
Sep 17, 2013
The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness Cover
The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

The Total Money Makeover: Classic Edition by Dave Ramsey is a New York Times bestseller that has sold over five million copies. It provides readers with a proven plan for achieving financial fitness. The book offers a straightforward game plan for completely making over one's money habits, including designing a plan for paying off all debts, recognizing the 10 most dangerous money myths, and securing a big nest egg for emergencies and retirement. The book also includes new, expanded "Dave Rants" sidebars and all-new forms and resources. Overall, this book is an excellent resource for anyone looking to take control of their finances and build a secure financial future.

Die With Zero: Getting All You Can from Your Money and Your Life

Perkins, Bill
Mariner Books
May 4, 2021
Die With Zero: Getting All You Can from Your Money and Your Life Cover
Die With Zero: Getting All You Can from Your Money and Your Life

Die With Zero is a thought-provoking guide that challenges the traditional notion of saving for retirement. Bill Perkins offers a fresh perspective on how to get the most out of life and money by prioritizing experiences over wealth accumulation. The author shares his own life experiences and uses insights from psychology and finance to provide practical advice on maximizing memorable moments. This book is a valuable resource for anyone seeking to make the most of their life and money. Overall, Die With Zero is a must-read for those who want to live life to the fullest.

The Richest Man In Babylon - Original Edition

Clason, George S
Dauphin Publications Inc.
Dec 15, 2021
The Richest Man In Babylon - Original Edition Cover
The Richest Man In Babylon - Original Edition

The Richest Man in Babylon, based on "Babylonian parables," is a classic book that provides insights into financial planning, thrift, and personal wealth. Written in simple language, the book offers practical advice on how to acquire, keep, and grow wealth. This original edition features the uncensored content and message from George S. Clason as intended in 1926. It is a celebrated bestseller that provides a sure path to prosperity and joy.

Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth--and How You Can Too

Ramsey, Dave
Ramsey Press
Jan 11, 2022
Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth--and How You Can Too Cover
Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth--and How You Can Too

You Can Baby Step Your Way to Becoming a MillionaireMost people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn God’s ways of managing money and developed the Ramsey Baby Steps. Following these steps, Dave became a millionaire again—this time the right way. After three decades of guiding millions of others through the plan, the evidence is undeniable: if you follow the Baby Steps, you will become a millionaire and get to live and give like no one else.In Baby Steps Millionaires, you will . . .Take a deeper look at Baby Step 4 to learn how Dave invests and builds wealth Learn how to bust through the barriers preventing them from becoming a millionaire Hear true stories from ordinary people who dug themselves out of debt and built wealth Discover how anyone can become a millionaire, especially youBaby Steps Millionaires isn’t a book that tells the secrets of the rich. It doesn't teach complicated financial concepts reserved only for the elite. As a matter of fact, this information is straightforward, practical, and maybe even a little boring. But the life you'll lead if you follow the Baby Steps is anything but boring! You don’t need a large inheritance or the winning lottery number to become a millionaire. Anyone can do it—even today. For those who are ready, it’s game on!

The Complete Tightwad Gazette: Promoting Thrift as a Viable Alternative Lifestyle

Dacyczyn, Amy
Villard
Dec 15, 1998
The Complete Tightwad Gazette: Promoting Thrift as a Viable Alternative Lifestyle Cover
The Complete Tightwad Gazette: Promoting Thrift as a Viable Alternative Lifestyle

The Complete Tightwad Gazette is a must-have book for anyone seeking to live a frugal lifestyle. Author Amy Dacyczyn, known as the expert of economy, compiled all of her best tips from her newsletter and three successful books, along with new articles, into one comprehensive volume. The book is packed with practical advice on how to save money, get out of debt, and live a fulfilling life on a budget. From penny-pinching pizza to creative fundraisers for kids, this book covers it all. Overall, The Complete Tightwad Gazette is an excellent resource for those looking to live a more thrifty life.

Get Good with Money: Ten Simple Steps to Becoming Financially Whole

Tiffany the Budgetnista Aliche
Rodale Books
Mar 30, 2021
Get Good with Money: Ten Simple Steps to Becoming Financially Whole Cover
Get Good with Money: Ten Simple Steps to Becoming Financially Whole

NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.”. “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. . Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including:. • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams.• An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both.• Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future.• Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs.• Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. . An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.

The Total Money Makeover Workbook: Classic Edition: The Essential Companion for Applying the Book’s Principles

Ramsey, Dave
Thomas Nelson
Jan 2, 2018
The Total Money Makeover Workbook: Classic Edition: The Essential Companion for Applying the Book’s Principles Cover
The Total Money Makeover Workbook: Classic Edition: The Essential Companion for Applying the Book’s Principles

The Total Money Makeover Workbook: Classic Edition by Dave Ramsey is a New York Times bestseller and an essential companion for applying the principles of his book. With over five million copies sold, this book is the simplest and most straightforward game plan for completely making over your money habits. It provides a sure-fire plan for paying off all debt and securing a big, fat nest egg for emergencies and retirement. The book includes new, expanded “Dave Rants” sidebars that tackle marriage conflict, college debt, and more. All-new forms and back-of-the-book resources make it a reality. Overall, this book is an excellent resource for anyone looking to take control of their finances.

The Ultimate Scholarship Book 2023: Billions of Dollars in Scholarships, Grants and Prizes

Tanabe, Gen
Tanabe, Kelly
Sep 6, 2022
The Ultimate Scholarship Book 2023: Billions of Dollars in Scholarships, Grants and Prizes Cover
The Ultimate Scholarship Book 2023: Billions of Dollars in Scholarships, Grants and Prizes

The Ultimate Scholarship Book 2023 is an excellent resource for students and parents looking for information on scholarships, grants, and prizes. With over 1.5 million indexed awards, this revised directory features more than 300 new listings, making it easier for students to find scholarships that match their career goals, major, academics, public service, talent, athletics, religion, ethnicity, and more. The book provides practical tips on how to conduct a scholarship search, write a winning application, and avoid scams. Overall, this book is highly recommended for anyone seeking financial aid for higher education.

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Frequently Asked Questions (FAQs)

1. What is the best book on budgeting?

The Best Budgeting Books You NEED To Read. The Total Money Makeover. The Financial Diet. I Will Teach You To Be Rich. How To Manage Your Money When You Don't Have Any. Money Honey. The Simple Path To Wealth. You Need A Budget. Your Money Or Your Life.

2. What is the 50 30 20 money Rule?

Senator Elizabeth Warren popularized the so-called "50/20/30 budget rule" (sometimes labeled "50-30-20") in her book, All Your Worth: The Ultimate Lifetime Money Plan. The basic rule is to divide up after-tax income and allocate it to spend: 50% on needs, 30% on wants, and socking away 20% to savings.

3. What is the 50 30 30 budget rule?

Written by: Lance Cothern, CPA. Image: Female Real Estate agent offers insurance to young couple. The 50/30/20 rule budget is a simple way to budget that doesn't involve detailed budgeting categories. Instead, you spend 50% of your after-tax pay on needs, 30% on wants, and 20% on savings or paying off debt.

4. What is budgeting and money management?

It's about taking control of your spending and determining exactly where your money is going. Jump To: Creating a Budget Helping Your Budget Increasing Income Additional Resources.

Editor's Notes

During our budgeting & money management book research, we found 1,000+ budgeting & money management book products and shortlisted 10 quality products. We collected and analyzed 353,798 customer reviews through our big data system to write the budgeting & money management books list. We found that most customers choose budgeting & money management books with an average price of $15.99.

Written by
Wilson Cook Avatar

Wilson Cook is a talented writer who has an MFA in creative writing from Williams College and has published more than 50 books acquired by hundreds of thousands of people from various countries by now. He is an inveterate reading lover as he has read a vast amount of books since childhood.