Best Retirement Planning Books of 2025

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Retirement planning books are a valuable resource for those who want to take control of their financial future. These books offer a comprehensive guide to retirement planning, covering topics such as savings, investments, social security, and healthcare. They provide readers with practical tips and strategies to help them maximize their retirement income and ensure a comfortable retirement. Some popular retirement planning books include "The Simple Path to Wealth" by JL Collins, "The Bogleheads' Guide to Retirement Planning" by Taylor Larimore, and "Retirement Planning for Dummies" by Matthew Krantz. Whether you're just starting to plan for retirement or are already in retirement, these books can help you make the most of your golden years.
At a Glance: Our Top Picks
Top 10 Retirement Planning Books
The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
The Total Money Makeover: Classic Edition by Dave Ramsey is a New York Times bestseller that has sold over five million copies. It provides readers with a proven plan for achieving financial fitness. The book offers a straightforward game plan for completely making over one's money habits, including designing a plan for paying off all debts, recognizing the 10 most dangerous money myths, and securing a big nest egg for emergencies and retirement. The book also includes new, expanded "Dave Rants" sidebars and all-new forms and resources. Overall, this book is an excellent resource for anyone looking to take control of their finances and build a secure financial future.
Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth--and How You Can Too
Baby Steps Millionaires by Dave Ramsey is a practical guide that teaches readers how to build wealth and become millionaires by following the Ramsey Baby Steps. The book takes a closer look at Baby Step 4 and provides true stories of ordinary people who have dug themselves out of debt and built wealth. The information presented in the book is straightforward and practical, making it accessible to anyone who wants to improve their financial situation. Overall, Baby Steps Millionaires is a valuable resource for those who want to take control of their money and achieve financial freedom.
Becoming Your Own Banker: Unlock the Infinite Banking Concept
Becoming Your Own Banker: Unlock the Infinite Banking Concept is a fifth edition paperback that offers valuable insights into retirement planning. The book, published in 2008, is authored by AYCFIYING, and is an excellent guide for anyone looking to take control of their finances and secure their financial future. The book is well-written, easy to understand, and packed with practical tips and advice. What makes this book unique is its focus on the infinite banking concept, which is a powerful tool for building wealth and achieving financial independence. Overall, this book is a must-read for anyone looking to take charge of their financial future.
1001 Fun Things To Do in Retirement
Retirement can be a time of adventure, and "1001 Fun Things To Do in Retirement" by Mike Bellah is the perfect guide to help you make the most of it. This book is filled with ideas for activities, places to visit, and ways to stay active and engaged in retirement. From learning new skills to earning extra money, Bellah covers it all. He also emphasizes the importance of experiencing fun with others and finding ways to make the world a better place. This book is a must-read for anyone looking to make their retirement years enjoyable and fulfilling.
The Power of Zero, Revised and Updated: How to Get to the 0% Tax Bracket and Transform Your Retirement
The Power of Zero, Revised and Updated by David McKnight is a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. With over 300,000 copies in print, this expanded edition includes a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law. McKnight provides a compelling argument for how to take control of your retirement savings and protect them from the massive freight train of higher taxes. Overall, this book is a must-read for anyone looking to transform their retirement and secure their financial future.
Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success (The Retirement Researcher Guide Series)
The Retirement Planning Guidebook is an essential tool for anyone looking to navigate the complex world of retirement planning. The book covers a wide range of topics, from understanding your personal retirement income style to managing your long-term care risk. It also offers valuable advice on how to manage your taxes, get your finances organized, and get your estate and incapacity planning documents in order. This comprehensive guidebook is a must-read for anyone who wants to make smart decisions and prepare for a successful retirement.
A Random Walk Down Wall Street: The Best Investment Guide That Money Can Buy
A Random Walk Down Wall Street is an investment guide that has sold over 2 million copies and is considered one of the great investment books ever written. The book explains why saving consistently over time and investing in a diversified set of index funds can lead to above-average investment results. The author, Burton G. Malkiel, addresses current investment fads and critically analyzes cryptocurrencies, NFTs, and meme stocks. The book is updated to cover financial innovations, making it a valuable resource for investors of every age, experience level, and risk tolerance. Overall, this book is an essential guide for anyone looking to protect and grow their dollars in the stock market.
The Bogleheads' Guide to Investing
The Bogleheads' Guide to Investing is a witty and wonderful book that offers contrarian advice on investing, espousing the sage investment wisdom of John C. Bogle. The book provides comprehensive guidance on crafting an investment strategy using Bogle-proven methods that have worked for thousands of investors. The updated edition includes new information on backdoor Roth IRAs and ETFs, estate taxes and gifting, and changes to the laws regarding Traditional and Roth IRAs, and 401k and 403b retirement plans. The book is an excellent choice for anyone looking for expert guidance and sound advice on investing.
Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties
This book, published by BiggerPockets, provides a comprehensive guide on how to invest in real estate beyond your local market. David Greene, a real estate investor and police officer, shares his experience and strategies on how to buy, rehab, and manage out-of-state rental properties. He provides tips on assembling a reliable team, finding great deals, and rehabbing projects from afar. This book is a must-read for anyone interested in expanding their real estate portfolio nationwide and achieving financial freedom.
Quicken Willmaker & Trust 2023: Book & Online Software Kit
Quicken Willmaker & Trust 2023 is an excellent resource for creating an estate plan without the need for a lawyer. The software makes it easy to create legal documents such as a will, trust, health care directive, power of attorney, and many others. The step-by-step interviews guide users through the process, and the program is regularly reviewed by expert attorneys. Additionally, the 2023 edition includes important legal and technical improvements, and automatic updates keep the program current. The bonus e-book on Special Needs Trusts is a valuable addition to the package. Overall, Quicken Willmaker & Trust 2023 is a must-have for anyone interested in retirement planning and estate management.
Frequently Asked Questions (FAQs)
1. What are the four basic steps of retirement planning?
Four Basic Steps for a Successful Retirement. investment.retirement.Retirement planning.Retirement Readiness.Retirement savings.
2. What is the 4% rule for retirees?
The 4% rule is a rule of thumb that suggests retirees can safely withdraw the amount equal to 4 percent of their savings during the year they retire and then adjust for inflation each subsequent year for 30 years. The 4% rule is a simple rule of thumb as opposed to a hard and fast rule for retirement income.
3. What does Dave Ramsey recommend for retirement?
Invest 15% of your gross income in good growth stock mutual funds through tax-advantaged retirement savings plans like your employer's 401(k) and a Roth IRA. At Ramsey, we love Roth IRAs and Roth 401(k)s because the money you invest in them grows tax-free and you won't be taxed when you take out money in retirement.
During our retirement planning book research, we found 1,000+ retirement planning book products and shortlisted 10 quality products. We collected and analyzed 118,586 customer reviews through our big data system to write the retirement planning books list. We found that most customers choose retirement planning books with an average price of $17.56.

Wilson Cook is a talented writer who has an MFA in creative writing from Williams College and has published more than 50 books acquired by hundreds of thousands of people from various countries by now. He is an inveterate reading lover as he has read a vast amount of books since childhood.