Best Financial & Business Office Calculators of 2025

Rebecca Cantu Avatar
Rebecca Cantu
Last Updated: Jan 15, 2025

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Financial and business office calculators are essential tools for any professional who deals with numbers on a daily basis. These calculators are designed to perform complex calculations, including tax and currency conversions, amortization schedules, and statistical analysis. They are equipped with large displays, easy-to-use buttons, and advanced features that make them ideal for use in accounting, finance, and other business applications. With their sleek designs and durable construction, financial and business office calculators are built to last and provide accurate results every time. Whether you are a student, a small business owner, or a financial professional, these calculators are a must-have tool for any workspace.

At a Glance: Our Top Picks

Texas Instruments BA II Plus Professional Financial Calculator Cover #TOP 1
Texas Instruments BA II Plus Professional Financial Calculator
ftb score rating icon 9.8
HP 10bII+ Financial Calculator Cover #TOP 2
HP 10bII+ Financial Calculator
ftb score rating icon 9.7
HP 12CP Financial Calculator: Efficient and Versatile Cover #TOP 3
HP 12CP Financial Calculator: Efficient and Versatile
ftb score rating icon 9.5

Top 10 Financial & Business Office Calculators

#TOP 1

Texas Instruments BA II Plus Professional Financial Calculator

IIBAPRO/TBL/1L1
Black
9.8 Inch
Texas Instruments BA II Plus Professional Financial Calculator Cover
Texas Instruments BA II Plus Professional Financial Calculator Silver 9.8 Inch

The Texas Instruments BA II Plus Professional Financial Calculator is the ideal choice for entry level and advanced finance, accounting, economics, investment, statistics, and other business classes. It features a rugged metal exterior, firm-touch keypad, anti-slip rubber feet, and a ten-digit display with a prompted display that guides users through financial calculations. The calculator solves time-value-of-money calculations such as annuities, mortgages, leases, savings, and more, and performs cash-flow analysis for up to 32 uneven cash flows with up to 4-digit frequencies. Users can also calculate various financial functions like net future value, net present value, modified internal rate of return, internal rate of return, modified duration, payback, discounted payback, and more. Additionally, the calculator has an Automatic Power Down (APD) function for extended battery life.

What We Like
Official CFA exam calculator
Intuitive layout and navigation
Reliable and accurate performance
Simple battery replacement
Attractive design with solid feel
What We Don't Like
Buttons require firm pressure
Screen can mark with pressure
#TOP 2

HP 10bII+ Financial Calculator

HP
HEW2716570
Black
Small
HP 10bII+ Financial Calculator Cover
HP 2716570 10bII+ Financial Calculator, 12-Digit LCD

The HP 10bII+ Calculator is designed for both students and professionals, offering over 100 built-in functions, including various probability distributions. Its intuitive keyboard layout allows you to perform common calculations with minimal keystrokes, saving you time and effort. The easy-to-read display features adjustable contrast, making it simple to view your results in different lighting conditions. On-screen labels further enhance usability, ensuring you can quickly identify functions. This calculator is also approved for use on standardized tests like the SAT and AP exams, making it a versatile tool for academic success.

What We Like
Good additional functionality
Durable experience with previous model
Well-regarded brand
Includes protective case
What We Don't Like
Instruction manual only in Spanish
Feels cheaply made
#TOP 3

HP 12CP Financial Calculator: Efficient and Versatile

HP
HP12CPLAT
Black Face
Small size
HP 12CP Financial Calculator: Efficient and Versatile Cover
HP 12CP Financial Calculator

The HP 12CP Financial Calculator is a robust and versatile tool designed to help you solve various business, finance, mathematics, and statistical problems. With over 120 built-in functions, including date calculations, you can easily perform complex calculations with speed and precision. The calculator uses RPN for efficient data entry, and its portable design allows you to take it anywhere you go. Additionally, the calculator has a long battery life, ensuring that you can use it for extended periods without worrying about running out of power.

What We Like
Extra programming memory
Fast calculations
Efficient RPN usage
Professional design
Excellent manual support
What We Don't Like
Build quality not as robust
Feels cheaper than older models
#TOP 4

HP 12C Financial Calculator

HP
12C#ABA
Gold
Small
HP 12C Financial Calculator Cover
HP 12C Financial Calculator - Black/ Gold

The HP 12C Calculator is a versatile tool designed for managing finances at home or in a professional setting. With over 120 built-in functions, you can easily perform complex calculations that are essential for budgeting and accounting. The keystroke programming feature allows you to customize calculations to suit your specific needs, saving you time and effort. Whether you're an accountant or a business professional, this calculator enhances your productivity and accuracy, making financial tasks more manageable and efficient.

What We Like
Reliable functionality
Easy to use
Long battery life
Solid build quality
Legendary status
What We Don't Like
Inconsistent key responsiveness
Some models made in China
#TOP 5

HP 10B II Plus

4062401026221
black
HP 10B II Plus Cover
HP 10B II Plus/Hewlett Packard 10BII+ Financial Scientific Calculator + WYNGS Protective Case Black

The HP 10BII+ is a smart choice for business and finance needs. With over 100 time-saving, easily-accessible business functions, this calculator allows you to work quicker and more efficiently. It enables you to effortlessly calculate loan payments, interest rates and conversions, standard deviation, percent, TVM, NPV, IRR, cash flows, and more. The HP 10BII+ offers a wide range of useful features at an affordable price, making it a wise investment. Moreover, it is permitted for use on the CFP Certification Exam. The calculator is also accompanied by the WYNGS Protective Case Black, providing perfect protection for the HP 10BII+.

What We Like
Powerful scientific calculations
Large, colorful touchscreen display
Fast and precise performance
Durable protective case
User-friendly interface
What We Don't Like
Learning curve for new users
Limited user help available
#TOP 6

Texas Instruments BA II Plus Financial Calculator

IIBAPL/BC/1L1/A
Black
zzzz-s
Texas Instruments BA II Plus Financial Calculator Cover
(Texas Instruments) Advanced Financial Calculator (BA II Plus)

The Texas Instruments BA II Plus Financial Calculator is an excellent tool for business professionals and students alike. With its easy-to-use interface and powerful financial and scientific functions, it can solve Time-Value-of-Money calculations such as annuities, mortgages, leases, depreciation, and amortization. It can also compute Net Present Value and Internal Rate of Return with up to 24 uneven cash flows. The calculator includes 2 variable statistics capabilities and 10 memory storage inputs, making it a versatile tool for complex financial calculations.

What We Like
Affordable price
Lightweight design
Protective cover included
Complex functions available
Recommended by colleges
What We Don't Like
Not very intuitive
#TOP 7

HP 12C Financial Calculator

HP
HP 12 C
Black
HP 12C Financial Calculator Cover
Hewlett-Packard 12C 12c Financial Calculator 10-Digit LCD

The HP 12C Calculator is designed for business and finance professionals. It features Time Value of Money (TVM) calculations, which help you understand loans, savings, and leasing options effectively. You can also perform amortization calculations, making it easier to manage loan payments over time. The calculator further supports bond pricing and yield to maturity analysis, assisting you in evaluating investments. With cash flow analysis capabilities like Net Present Value (NPV) and Internal Rate of Return (IRR), you can make informed financial decisions, enhancing your overall financial management skills.

What We Like
Durable and reliable performance
Classic RPN input method
Extensive financial functions
Good key feedback
Long-standing product history
What We Don't Like
Inconsistent key functionality reported
Less sturdy than previous models
#TOP 8

Texas Instruments BAIIPlus Financial Calculator

LYSB00FMH2VMQ-ELECTRNCS
Black
Texas Instruments BAIIPlus Financial Calculator Cover
Texas Instruments BAIIPLUS BAIIPlus Financial Calculator, 10-Digit LCD

The Texas Instruments BAIIPlus is a widely used financial calculator designed for both business professionals and students. Its user-friendly display guides you through various financial calculations, making it easier to understand current variables and their labels. This feature is particularly helpful when you need to tackle complex problems in finance, accounting, or investments. Additionally, the auto power down function helps conserve battery life, ensuring that you can rely on your calculator for longer periods without interruption. Overall, the BAIIPlus is a practical tool for anyone involved in finance or statistics.

What We Like
Easy to set up
Great for financial classes
Timely delivery
Helpful for financial calculations
Includes protective case
What We Don't Like
Learning curve involved
Durability issues noted
#TOP 9

HP 10bII Financial Calculator

HP
LYSB008GKM1XA-ELECTRNCS
Black
Small
HP 10bII Financial Calculator Cover
10bII Financial Calculator 12-Digit LCD 10bII Financial Calculator, 12-Digit LCD by HP

The HP 10bII Calculator is designed for financial and business calculations. It features a clear 12-digit LCD screen, making it easy for you to read numbers and results. This calculator is perfect for performing complex financial calculations, helping you manage your finances efficiently. With its user-friendly design, you can quickly navigate through functions, saving you time and reducing frustration. Additionally, the HP brand ensures reliability, so you can trust that this calculator will meet your business needs effectively.

What We Like
Clear 12-digit display
User-friendly design
Reliable HP brand
Efficient financial calculations
#TOP 10

Calculated Industries 3400 Financial Calculator

Calculated Industries 3400 Financial Calculator Cover
Calculated Industries 3400 Pocket Real Estate Master Financial Calculator

The Calculated Industries Financial Calculator is a powerful tool designed to simplify your real estate financial calculations. With its loan amortization feature, you can easily track your loan payments and remaining balances, helping you manage your finances more effectively. The calculator also allows you to instantly determine principal, interest, and total payments, giving you a clear picture of your financial commitments. Additionally, the future values feature helps you project potential earnings, making it easier to plan for investments. Finally, the date math function streamlines calculations involving dates, saving you time and reducing errors.

What We Like
Perfect size for portability
Large display and keys
Simple to use
Basic functions for real estate
Affordable price
What We Don't Like
Lightweight, can move around
Buying Guide Image

Frequently Asked Questions (FAQs)

1. Are financial calculators still used?

Yes, financial calculators are still widely used in various professions that require calculations related to compound interest or the value of money over time. Industries such as real estate, financial planning, and economics often rely on financial calculators to perform complex calculations.

2. Can TI 84 do financial calculations?

Yes, the TI-84 Plus calculator can perform financial calculations. It has a built-in Finance application that includes a TVM Solver, allowing users to solve time value of money problems. This feature makes the TI-84 Plus suitable for handling basic financial calculations in courses and professions that require such calculations.

3. Can you use a TI 84 as a financial calculator?

Yes, the TI-84 Plus graphing calculator can be used as a financial calculator. It contains basic finance functions that are useful for handling most of the fundamental problems related to the time value of money. This makes the TI-84 Plus a versatile tool that can be utilized in finance courses and other settings that require financial calculations.

4. Can I use my TI-84 as a financial calculator?

Yes, you can use your TI-84 Plus graphing calculator as a financial calculator. It is equipped with basic finance functions that can efficiently handle most of the basic time value of money (TVM)-related problems. This makes it a valuable tool for finance courses and other situations where financial calculations are needed.

Editor's Notes

During our financial & business office calculator research, we found 24 financial & business office calculator products and shortlisted 10 quality products. We collected and analyzed 48,147 customer reviews through our big data system to write the financial & business office calculators list. We found that most customers choose financial & business office calculators with an average price of $34.47.

The financial & business office calculators are available for purchase. We have researched hundreds of brands and picked the top brands of financial & business office calculators, including Texas Instruments, HP, WYNGS, Calculated Industries. The seller of top 1 product has received honest feedback from 105 consumers with an average rating of 4.9.

Written by
Rebecca Cantu Avatar

Rebecca Cantu grew up in a family-owned retail store for home and kitchen products. She worked online and gave assistance to people to buy ideal products for their sweet home after graduating from Northwestern University with a marketing degree. She has been writing content for online shopping guides since 2011 with her professional knowledge and natural sensitivity of appliances.

Financial & Business Office Calculators Comparison Table

#TOP1
#TOP2
#TOP3
#TOP4
#TOP5
#TOP6
#TOP7
#TOP8
#TOP9
#TOP10
Brand Texas Instruments HP HP HP WYNGS Texas Instruments HP Texas Instruments HP Calculated Industries
Color Black Black Black Face Gold black Black White, Black Black Black White, Black
Calculator Type Engineering/Scientific Financial, Business Financial Financial, Business Engineering/Scientific Financial Financial, Business Financial Financial Financial
Power Source Battery Powered Battery Powered Battery Powered Battery Powered Battery Powered Battery Powered Battery Powered Battery Powered Battery Powered Battery Powered
Screen Size 3 - 2 5.1 Inches - 3.3 Centimeters 6 Centimeters - 2.5 Inches 2.5
FTB Score
ftb score rating icon 9.8
ftb score rating icon 9.7
ftb score rating icon 9.5
ftb score rating icon 9.3
ftb score rating icon 9.3
ftb score rating icon 9.3
ftb score rating icon 9.2
ftb score rating icon 9.0
ftb score rating icon 8.8
ftb score rating icon 8.6
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