Best Plus Size Thermal Underwear Sets for Women of 2026

Mary Hopper Avatar
Mary Hopper
Last Updated: Feb 1, 2026

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Introducing the Plus Size Thermal Underwear Sets, designed specifically for women seeking comfort and warmth during the colder months. These sets are thoughtfully crafted to provide a perfect fit for plus-size women, ensuring a flattering and comfortable wear. Made from high-quality materials, these thermal sets offer excellent insulation and moisture-wicking properties, keeping you cozy and dry throughout the day. Whether you're lounging at home or braving the outdoors, these Plus Size Thermal Underwear Sets are a must-have addition to your winter wardrobe.

At a Glance: Our Top Picks

Sampeel Women's Fleece-Lined Thermal Set Black L Cover #TOP 1
Sampeel Women's Fleece-Lined Thermal Set Black L
ftb score rating icon 9.8
COOTRY Plus Size Thermal Underwear Set Cover #TOP 2
COOTRY Plus Size Thermal Underwear Set
ftb score rating icon 9.7
HOdo Plus Size Fleece Lined Thermal Set Cover #TOP 3
HOdo Plus Size Fleece Lined Thermal Set
ftb score rating icon 9.5

Top 5 Plus Size Thermal Underwear Sets for Women

#TOP 1

Sampeel Women's Fleece-Lined Thermal Set Black L

WST2657CSA0014U0802
Black
Large
Sampeel Women's Fleece-Lined Thermal Set Black L Cover
Sampeel Thermal Underwear for Women Cold Weather Warm Clothes Fleece Lined Plus Size Long Johns Winter Base Layer Shirt Top and Leggings Pants 2 Piece Set Black L

The Sampeel Thermal Underwear Set offers a plush fleece lining that feels incredibly soft and cozy, making it perfect for cold days when you want to stay warm and comfortable. This set is lightweight yet provides great insulation, so whether you're relaxing at home, skiing, or running errands, you’ll stay comfortably warm without feeling bulky. The fabric is smooth and moves easily with your body, ensuring all-day comfort no matter what you’re doing. Plus, the materials are designed to keep their softness and color even after multiple washes, so your thermal set will stay fresh and vibrant through the season.

What We Like
Soft and comfortable material
Excellent warmth in cold weather
True to size fit
Affordable price point
Great for layering
#TOP 2

COOTRY Plus Size Thermal Underwear Set

CO326
Set - Black
3X-Large
COOTRY Plus Size Thermal Underwear Set Cover
COOTRY Plus Size Thermal Underwear for Women Long Johns Fleece Lined Base Layer Top and Bottom Sets Set - Black 3XL

The COOTRY Thermal Underwear Set is designed to keep you warm and comfortable during the chilly winter months. Made from a soft polyester and spandex blend, the fleece lining provides cozy warmth without feeling bulky. This set includes a long-sleeve top and full-length pants, perfect for layering during outdoor activities or simply lounging at home. With a four-way stretch, it offers a snug fit that retains its shape, ensuring comfort throughout your day. Whether you’re hiking, skiing, or just enjoying a cold day indoors, this thermal underwear set is your ideal companion.

What We Like
Soft fleece lining
Four-way stretch
Lightweight and breathable
Versatile for outdoor activities
#TOP 3

HOdo Plus Size Fleece Lined Thermal Set

USWD001
Black
HOdo Plus Size Fleece Lined Thermal Set Cover
HOdo Plus Size Thermal Underwear Women Long Johns Fleece Lined Base Layer Top and Bottom Sets Black 3X

The HOdo Plus Size Thermal offers cozy warmth with its soft fleece lining that keeps your body heat locked in, making it ideal for cold days. The fabric stretches easily in all directions, giving you freedom to move comfortably without losing its shape, so you stay comfortable all day long. Its scoop neck design and snug cuffs keep the set discreet under your clothes while still looking stylish. Plus, the flattering fit prevents any bunching or irritation, ensuring you feel good wearing it whether at home or outdoors.

What We Like
Fleece lining for warmth
4-way stretch fabric
Flattering, no-bunch fit
Discreet scoop neck design
#TOP 4

COOTRY Plus Size Thermal Underwear Set 3XL

CO1482
V Neck Black
3X-Large
COOTRY Plus Size Thermal Underwear Set 3XL Cover
COOTRY Plus Size Thermal Underwear for Women V Neck Long Johns Base Layer Winter Top and Bottom Sets V Neck Black 3XL

The COOTRY Thermal Set is designed to keep you warm and comfortable during cold weather. Made from a soft blend of polyester and spandex, it feels gentle on your skin while providing warmth thanks to its cozy fleece lining. The set includes a long-sleeve top and full-length pants, which you can wear together or separately, making it versatile for layering or casual wear. Plus, its stretchy fabric ensures a snug yet flexible fit that moves with you without feeling bulky. This lightweight set is perfect for outdoor activities like hiking or skiing, or simply staying warm indoors.

What We Like
Soft fleece lining
Stretchy four-way fabric
Lightweight and breathable
Versatile top and bottom set
Wide size range
#TOP 5

Patelai Plus Size Thermal Underwear 2 Sets

Sets
Black, Purple
22 Plus
Patelai Plus Size Thermal Underwear 2 Sets Cover
Patelai 2 Sets Plus Size Long Thermal Underwear for Women Fleece Lined Base Layer Pajama Top and Bottom Cold Weather(22 Plus,Black, Purple)

The Patelai Plus Size Thermal offers you two full sets of cozy winter wear, including long-sleeved tops and full-length pants, perfect for staying warm during cold days. Made from a soft blend of polyester and spandex, this outfit feels comfortable and gentle on your skin while remaining breathable and lightweight. Thanks to its four-way stretch design, the underwear fits snugly, moves with you, and keeps its shape even after multiple wears. Plus, its sweat-wicking feature helps keep you dry by drawing moisture away from your body, so you stay comfortable and warm no matter the activity.

What We Like
Two complete sets included
Soft, breathable material
Four-way stretch fit
Sweat-wicking fabric
Buying Guide Image

Frequently Asked Questions (FAQs)

1. What are the warmest thermals for extreme cold?

Merino. Merino baselayers are considered by many (including me) as the best type of fabric for extreme cold weather long johns. Merino base layers are great for almost all kinds of weather conditions; they're great at quickly wicking away moisture and are naturally odor-resistant.

2. Should thermal underwear be tight or loose?

While many love loose-fitting clothing for comfort, they don't always keep you warm. Thermal underwear are made to fit close to your body like a second skin. How Tight is Too Tight? Also known as a base layer, thermal underwear is supposed to fit tight.

3. Does thermal underwear keep you warm?

What is thermal clothing? Thermal clothing (also called long underwear) are the base layers that you wear under your regular clothes. Thermals are great because they trap body heat better than your jeans or men's dress shirts when it's incredibly cold.

Editor's Notes

During our plus size thermal underwear set for women research, we found 48 plus size thermal underwear set for women products and shortlisted 5 quality products. We collected and analyzed 16,180 customer reviews through our big data system to write the plus size thermal underwear sets for women list. We found that most customers choose plus size thermal underwear sets for women with an average price of $23.31.

The plus size thermal underwear sets for women are available for purchase. We have researched hundreds of brands and picked the top brands of plus size thermal underwear sets for women, including Sampeel, COOTRY, HOdo, Patelai. The seller of top 1 product has received honest feedback from 3,867 consumers with an average rating of 4.8.

Written by
Mary Hopper Avatar

Mary Hopper is an Italian fashion designer with 10 years of extensive working experience in the fashion industry. She can design clothing and fashion accessories, such as handbags, backpacks, shoes, and jewelry. She is also a professionally trained content writer specializing in managing various fashion and beauty blogs.