Best Credit Ratings & Repair Books of 2025

The Total Money Makeover: Classic Edition by Dave Ramsey is a New York Times bestseller that has sold over five million copies. It provides readers with a proven plan for achieving financial fitness. The book offers a straightforward game plan for completely making over one's money habits, including designing a plan for paying off all debts, recognizing the 10 most dangerous money myths, and securing a big nest egg for emergencies and retirement. The book also includes new, expanded "Dave Rants" sidebars and all-new forms and resources. Overall, this book is an excellent resource for anyone looking to take control of their finances and build a secure financial future.

The Total Money Makeover Workbook: Classic Edition by Dave Ramsey is a New York Times bestseller and an essential companion for applying the principles of his book. With over five million copies sold, this book is the simplest and most straightforward game plan for completely making over your money habits. It provides a sure-fire plan for paying off all debt and securing a big, fat nest egg for emergencies and retirement. The book includes new, expanded “Dave Rants” sidebars that tackle marriage conflict, college debt, and more. All-new forms and back-of-the-book resources make it a reality. Overall, this book is an excellent resource for anyone looking to take control of their finances.

The book "Smart Women Finish Rich, Expanded and Updated" by David Bach is a proven roadmap for women seeking financial security and independence. Bach, one of America's most trusted financial experts, coaches readers with a no-nonsense approach to spending, saving, and investing. The completely updated and revised edition addresses the new financial concerns and opportunities for today's women. With over one million copies sold, this book has helped millions of women gain confidence, clarity, and control over their financial well-being. Overall, this book is an excellent resource for women looking to manage their money and achieve their dreams.

The Personal Finance QuickStart Guide by Morgen B. Rochard CFA, CFP®, RLP® is a beginner's guide to taking control of finances in 2022 and beyond. The book covers everything from eliminating financial stress to building wealth and achieving financial freedom. Rochard presents personal finance wisdom in a simple, easy-to-understand way that anyone can start using today. The book is filled with personal stories and practical advice that makes it easy for readers to take control of their finances and live their most fulfilled life. This book is perfect for anyone, regardless of their financial journey, who wants to make positive financial changes in their life.

I’m missing out on my life. What’s wrong with me?If that’s ever crossed your mind, and if you know there’s more to life than what you’ve beenliving, this book is for you.It sucks to acknowledge that you are what’s keeping you from the life you want. You sacrificewhat you want most for what you want in the moment. You know everything you’re supposedto do, and yet you feel stuck—limited by your past, overwhelmed by your future—in apurgatory of your own behavior.After decades of feeling trapped by this mindset, Elizabeth Benton shifted her whole life byproving her own stories wrong. In this book, Elizabeth will help you live a new story, in whichyou can, you will, and you already have everything you need to make it happen.

J.K. Lasser's 1001 Deductions and Tax Breaks 2023: Your Complete Guide to Everything Deductible is an excellent resource for American taxpayers seeking to maximize their tax deductions and credits. Written by expert attorney Barbara Weltman, the book provides a comprehensive and up-to-date guide to the constantly changing tax laws. It covers every deductible expense, current dollar limits, and record-keeping requirements. Additionally, the book includes an e-supplement with the latest developments from the IRS and Congress. This book is a must-have for individuals and tax professionals alike.

There are “financial experts” who advise people to take out their credits cards and cut them up. And that may be a good plan for someone who is financially irresponsible, it’s not great advice for someone who wants to build wealth and become financially free. Cutting up your credit cards won’t make you rich; learning to leverage and manage debt will. If a person has a solid financial education they will know that there are two kinds of debt: good debt and bad debt. A person who understands debt will know how to use good debt to make them richer faster. And when we take control and learn to manage bad debt, seeing it for what it is and understanding the toll it can take if abused, we are on the road to financial freedom. Learn how to make your money work hard for you… instead of you working hard for money all your life. Understanding debt and how to use and leverage it is an important first step.

WASHINGTON POST “COLOR OF MONEY” BOOK CLUB PICK. Stop Living Paycheck to Paycheck and Get Your Financial Life Together (#GYFLT)!   If you’re a cash-strapped 20- or 30-something, it’s easy to get freaked out by finances. But you’re not doomed to spend your life drowning in debt or mystified by money. It’s time to stop scraping by and take control of your money and your life with this savvy and smart guide. . Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including:  - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you’re out with your crew and can’t afford to split the bill evenly- How to get “financially naked” with your partner and find out his or her “number” (debt number, of course)  . . . and much more.   Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let’s #GYFLT!

Comprehensive guide to small business tax write-offs and strategies from a leading name in taxSmall business owners in the US face enough challenges without overpaying tax. Despite this, millions of small businesses miss out on crucial deductions, tax credits, and tax-saving moves every year, resulting in higher-than-necessary tax bills. In J.K. Lasser’s Small Business Taxes 2023: Your Complete Guide to a Better Bottom Line, renowned attorney and small business advocate Barbara Weltman offers a thorough and exhaustively researched roadmap to legally minimizing your tax liability and maximizing your deductions and credits. In the book, you’ll find tax facts and planning strategies that help you make business decisions in the most tax-efficient way possible. You’ll also discover: A complete list of the business expense deductions and tax credits available to you and what you need to do to qualify for themUp-to-date info on current tax law and procedure, including information on the latest relevant legislationGuidance on avoiding tax penalties and minimizing audit riskA heads-up on coming changes to help you plan for next year’s taxesSample forms and checklists to help you get organized and help you stay tax compliantA free e-supplement that includes the latest developments from the IRS and CongressA concise and plain-English guide for every small business owner in America, Small Business Taxes 2023 is the detailed and accessible tax overview you’ve been waiting for.