Best Thermal Underwear T-Shirts for Women of 2026

Mary Hopper Avatar
Mary Hopper
Last Updated: Jan 8, 2026

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Thermal underwear t-shirts designed for women offer a perfect blend of comfort and warmth during chilly days. Crafted from soft, breathable fabrics, these shirts provide excellent insulation without feeling bulky. Ideal for layering, they easily fit under sweaters or jackets, making them a versatile addition to any winter wardrobe. Whether for outdoor activities or cozy indoor wear, thermal t-shirts help maintain body heat while allowing freedom of movement, ensuring both functionality and style.

At a Glance: Our Top Picks

Ekouaer 3 Pack Women's Thermal Long Sleeve Tops Cover #TOP 1
Ekouaer 3 Pack Women's Thermal Long Sleeve Tops
ftb score rating icon 9.8
32 Degrees Heat Women's Lightweight Thermal Crew Top Cover #TOP 2
32 Degrees Heat Women's Lightweight Thermal Crew Top
ftb score rating icon 9.7
Ekouaer Women's 3 Pack V Neck Long Sleeve Shirts Cover #TOP 3
Ekouaer Women's 3 Pack V Neck Long Sleeve Shirts
ftb score rating icon 9.5

Top 10 Thermal Underwear T-Shirts for Women

#TOP 1

Ekouaer 3 Pack Women's Thermal Long Sleeve Tops

Black/Beige/Brown
Small
Ekouaer 3 Pack Women's Thermal Long Sleeve Tops Cover
Ekouaer Womens 3 Pack Long Sleeve Shirts Fitted Tops Base Layering Tight Thermal Undershirts Black/Beige/Brown S

The Ekouaer Thermal Long Sleeves offer a unique boat neck design and a shorter length that lets you wear them tucked in or as a trendy cropped top. This flexibility makes them perfect for layering or showing off your style in cooler weather. Made from soft, stretchy fabric, these tops feel gentle on your skin and move with you comfortably. They resist shrinking, wrinkling, and fading, so they stay looking fresh after many wears. Lightweight yet warm, they’re breathable enough to keep you comfortable all day long. Plus, their simple fitted style pairs easily with leggings, jeans, or skirts, making them a versatile choice for workouts, casual outings, or layering under jackets.

What We Like
Super soft fabric
Stretchy and comfortable
Good for layering
Flattering fit and coverage
Great value pack
What We Don't Like
Slight color variation
Minor quality control issues
#TOP 2

32 Degrees Heat Women's Lightweight Thermal Crew Top

32 Degrees
T5FLL803RT
White
Medium
32 Degrees Heat Women's Lightweight Thermal Crew Top Cover
32 Degrees Heat Women's Lightweight Crew Base Layer Top | Form Fitting | Long Sleeve | 4-Way Stretch | Thermal, White, Medium

The 32 Degrees Lightweight Thermal Top is designed to keep you comfortable and dry throughout the day. Its snug fit hugs your body, providing warmth without bulk, making it perfect for layering. The crew neck offers a classic, versatile look that suits various styles. Thanks to its moisture-wicking fabric, sweat is quickly pulled away from your skin, helping you stay fresh during activities. Plus, the material stretches in all directions, allowing you to move freely without feeling restricted. This top is a great choice if you want lightweight warmth combined with flexibility and comfort.

What We Like
Lightweight warmth
Soft, silky texture
Stretchy, comfortable fit
Great for layering
Durable and long-lasting
What We Don't Like
May be long for shorter people
Shows lumps if too tight
#TOP 3

Ekouaer Women's 3 Pack V Neck Long Sleeve Shirts

Medium
Ekouaer Women's 3 Pack V Neck Long Sleeve Shirts Cover
Ekouaer Womens 3 Pack Long Sleeve Shirts V Neck Slim Fit Lightweight Layer Tops Fall Clothes Thermal Undershirts Black/White/Dark Grey M

The Ekouaer V Neck Long Sleeves are made from a soft and stretchy blend of polyester and spandex, making them comfortable and breathable for all-day wear. Their slim, fitted design adapts to different body shapes, giving you a flattering look whether you're layering or wearing them alone. These shirts feature a stylish V-neck and long sleeves, perfect for casual or semi-casual occasions. They’re versatile enough for spring, fall, and winter, pairing easily with jeans, leggings, or jackets. Whether you’re heading out or staying active, these lightweight tops keep you warm without feeling bulky.

What We Like
Soft comfortable material
Good for layering
Stretchy slim fit
Wrinkle resistant
True to size
What We Don't Like
Light colors slightly sheer
Beige shade more yellow
#TOP 4

Ekouaer Women's Long Sleeve Thermal Shirt

Large
Ekouaer Women's Long Sleeve Thermal Shirt Cover
Ekouaer Long Sleeve Shirts for Women Casual Crew Neck Tops Thermal Underscrub Fall Outfits Black/Brown/Beige L

The Ekouaer Thermal Long Sleeve is crafted from a soft blend of polyester and spandex, making it comfortable and gentle on your skin for all-day wear. Its classic crew neck and loose fit provide a timeless look that suits casual outfits perfectly, especially during the cooler fall and winter months. This versatile top can be worn alone or layered under sweaters, jackets, or vests, giving you many styling options. Whether paired with jeans, yoga pants, or casual trousers, it adapts easily to your wardrobe. Plus, it’s ideal for various occasions like work, travel, or casual outings, offering both style and practicality.

What We Like
Super soft material
Good for layering
Flattering fitted design
Great length and sleeve fit
Vibrant color options
What We Don't Like
Potential for shrinking
Thinner fabric
#TOP 5

Ekouaer Women's Mock Turtleneck Thermal Shirt 3 Pack

Black/Brown/Beige
X-Small
Ekouaer Women's Mock Turtleneck Thermal Shirt 3 Pack Cover
Ekouaer Women's Mock Turtleneck Long Sleeve Shirts 3 Pack Lightweight Soft Stretch Fitted Thermal Top Black/Brown/Beige XS

The Ekouaer Mock Turtleneck Tops are made from a soft and stretchy blend of polyester and spandex, giving you a comfortable fit that moves with you. The mock turtleneck keeps your neck warm while adding a touch of style, perfect for colder days. These fitted long sleeve tops highlight your figure while providing great flexibility, making them ideal for layering or wearing alone. You’ll appreciate their versatility, as they work well for both casual outings and formal settings, easily pairing with jeans, leggings, or business wear.

What We Like
Buttery soft fabric
Comfortable and stretchy
Great for layering
True to size fit
Good value for money
What We Don't Like
Thin material
Lighter colors slightly see-through
#TOP 6

TELALEO Women's Thermal Fleece Lined Compression Shirt

4black
Small
TELALEO Women's Thermal Fleece Lined Compression Shirt Cover
TELALEO 4 Pack Women's Thermal Shirts Fleece Lined Tops Long Sleeve Compression Workout Baselayer for Cold Weather 4Black Small

The TELALEO Thermal Compression Shirt keeps you warm and comfortable during cold-weather activities. Its soft micro fleece lining traps heat, making it perfect for chilly runs or outdoor workouts. The stretchy fabric gives you full freedom to move, so you won’t feel restricted while layering or exercising. Designed for a close fit, this shirt hugs your body snugly to maintain warmth without bulk. Whether you’re running, hiking, or hitting the gym, this shirt offers the comfort and flexibility you need to stay active and cozy in cold conditions.

What We Like
Warm fleece lining
Soft and comfortable
Thin and easy to layer
Stretchy and fitted
Budget-friendly price
What We Don't Like
Runs slightly small
Color may differ from images
#TOP 7

Ekouaer 3 Pack Women's Long Sleeve Thermal Shirts

Black/Coffee/Beige
Large
Ekouaer 3 Pack Women's Long Sleeve Thermal Shirts Cover
Ekouaer 3 Pack Long Sleeve Shirts for Women Crewneck Thermal Tops Casual Base Layer Undershirts Fall Trendy Basic Tees Black/Coffee/Beige L

The Ekouaer Long Sleeve Shirts are made from a blend of 95% polyester and 5% spandex, providing you with a comfortable, stretchy, and breathable fit that feels gentle on your skin. These shirts feature a classic crewneck and a loose fit, giving you a simple yet stylish look that's easy to wear every day. Their solid colors make them versatile, so you can easily layer them under jackets or pair them with skirts and jeans for a chic, casual outfit. Perfect for indoor or outdoor activities, work, or travel, these shirts offer both comfort and fashion in one package.

What We Like
Soft and cozy fabric
Good for layering
True to size fit
Washes well
Great value
What We Don't Like
Lightweight, not for warmth alone
Runs slightly large
#TOP 8

Ekouaer 3-Pack Ribbed Thermal Long Sleeve Shirts

Black/Brown/Beige
Medium
Ekouaer 3-Pack Ribbed Thermal Long Sleeve Shirts Cover
Ekouaer 3 Pack Long Sleeve Shirts for Women Scoop Neck Ribbed Thermal Tops Slim Fit Basic Undershirts Black/Brown/Beige M

The Ekouaer Ribbed Thermal Shirts offer a comfortable and stylish choice for cooler weather. Made from a soft blend of polyester and spandex, these tops stretch to fit your body while keeping you cozy. Their slim, ribbed design with a classic scoop neck gives you a flattering look that works well for layering or wearing on its own. You can easily pair these solid-colored shirts with various outfits, from jeans to skirts, making them versatile for spring, fall, and winter. Whether you're heading to the office or enjoying a casual day out, these shirts combine comfort and fashion seamlessly.

What We Like
Soft stretchy material
Flattering neckline
Good for layering
Comfortable fit
Perfect length
What We Don't Like
Somewhat thin fabric
#TOP 9

Ekouaer Women's Long Sleeve Thermal Shirt

Black
Medium
Ekouaer Women's Long Sleeve Thermal Shirt Cover
Ekouaer Womens Long Sleeve Shirts Fitted Tops Stretchy Base Layer Basic Tight Thermal Undershirt Black M

The Ekouaer Fitted Thermal Top offers a stylish boat neck and a shorter length that easily transforms from a tucked-in layer to a trendy crop top, perfect for fall fashion. Its soft, stretchy fabric feels gentle on your skin and moves with you, so you stay comfortable throughout the day. The material is also durable, resisting shrinking, fading, and wrinkles, which means it keeps its look wash after wash. This fitted top pairs well with many outfits like leggings, jeans, or skirts, making it a versatile choice for activities from yoga to casual outings. It’s a great basic piece for your wardrobe that combines comfort with adaptable style.

What We Like
Soft, buttery fabric
True to size
Excellent for layering
Washes well, no fading
Comfortable fitted cut
What We Don't Like
Not cotton material
Lightweight, not for very cold
#TOP 10

Merino.tech Women's 100% Merino Wool Thermal Shirt

190 Dark Purple
Medium
Merino.tech Women's 100% Merino Wool Thermal Shirt Cover
Merino Wool Base Layer Women - 100% Merino Wool Shirt Women Thermal Underwear Long Sleeve T-Shirt for Hiking (Medium, 190 Dark Purple)

The Merino.tech Wool Base Layer is perfect for women who want a comfortable and versatile shirt for all seasons. Made from 100% superfine merino wool, it feels soft against your skin without any itchiness, making it great for daily wear. This shirt naturally pulls moisture away from your body, helping you stay dry during hikes or workouts. Plus, it resists odors, so you can wear it longer without worrying about smells. Easy to care for, it can be machine washed and dries flat, while its natural temperature regulation keeps you cozy whether it's cold or warm outside.

What We Like
Soft and comfortable
Great for layering
High quality material
Good fit
Warmth in cold weather
What We Don't Like
Shows lint easily
Mild wool odor
Buying Guide Image
Editor's Notes

During our thermal underwear t-shirt for women research, we found 48 thermal underwear t-shirt for women products and shortlisted 10 quality products. We collected and analyzed 16,741 customer reviews through our big data system to write the thermal underwear t-shirts for women list. We found that most customers choose thermal underwear t-shirts for women with an average price of $20.39.

The thermal underwear t-shirts for women are available for purchase. We have researched hundreds of brands and picked the top brands of thermal underwear t-shirts for women, including Ekouaer, 32 Degrees, TELALEO, Merino.tech. The seller of top 1 product has received honest feedback from 7,557 consumers with an average rating of 4.9.

Written by
Mary Hopper Avatar

Mary Hopper is an Italian fashion designer with 10 years of extensive working experience in the fashion industry. She can design clothing and fashion accessories, such as handbags, backpacks, shoes, and jewelry. She is also a professionally trained content writer specializing in managing various fashion and beauty blogs.

Thermal Underwear T-Shirts for Women Comparison Table

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Brand Ekouaer 32 Degrees Ekouaer Ekouaer Ekouaer TELALEO Ekouaer Ekouaer Ekouaer Merino.tech
Department womens womens womens womens womens womens womens womens womens womens
Fabric type 95% Polyester, 5% Spandex 90 %Polyester/10% Spandex 95% Polyester, 5% Spandex 95% Polyester, 5% Spandex 95% Polyester, 5% Spandex 85% Polyester,15% Polyurethane(Spandex) 95% Polyester, 5% Spandex 90% Polyester, 10% Spandex 95% Polyester, 5% Spandex 100% Superfine Merino Wool
Origin Imported Imported Imported Imported - Imported Imported Imported Imported Imported
Care instructions Machine Wash, Hand Wash Only Machine Wash Hand Wash Only Machine Wash - Machine Wash Machine Wash - Machine Wash Machine Wash
Closure type Pull On Pull On Pull On Pull On - Pull On - - - Pull On
FTB Score
ftb score rating icon 9.8
ftb score rating icon 9.7
ftb score rating icon 9.5
ftb score rating icon 9.5
ftb score rating icon 9.3
ftb score rating icon 9.1
ftb score rating icon 9.1
ftb score rating icon 9.1
ftb score rating icon 9.0
ftb score rating icon 8.8
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